Frequently Asked Questions

If I file for bankruptcy will I be able to keep my home?

In the vast majority of cases, individuals who file bankruptcy are able to keep their home.

If I file for bankruptcy will I be able to keep my vehicle?

In the vast majority of cases, individuals who file bankruptcy are able to keep their vehicle.

If I am married can I file a bankruptcy by myself or does my spouse also have to file?

Either spouse can file bankruptcy without the other spouse.

Can I discharge medical bills if I file for bankruptcy?

Yes.

If a creditor has a judgment against me can I discharge a judgment, if I file for bankruptcy?

Yes.

My home is being foreclosed on, will a bankruptcy stop the foreclosure?

Yes. Also, if you file a Chapter 13 bankruptcy you will be given the opportunity to catch up on the back payments and keep your home.

My wages are being garnished, will a bankruptcy stop the garnishment?

Yes immediately.

My vehicle has been repossessed, if I file a bankruptcy can I get my vehicle back?

Yes.

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