Sculpture Drawing

We understand. We understand that you never thought you would have to call a lawyer for a bankruptcy or a reorganization. We understand that you have been putting off making the call. We understand that you are stressed out to the max. We also understand how to help you, as we have helped either your brother or your neighbor, a high school friend or even your boss. We know that no one comes to see us to do their estate plan. No one comes to see us to do an adoption. We know that you are coming to see us because you need help, you have probably needed it for some time, and you need help now. Do not put yourself through anymore sleepless nights than you have to. We are here to help you.

Rayman & Knight, now part of CBH, with its office in Kalamazoo, Michigan, limits its practice to bankruptcy, reorganization and insolvency matters. Steve Rayman represents debtors and creditors throughout West Michigan, their CBH practice spans all of Southwest Michigan from Coldwater in Branch County over to New Buffalo in Berrien County and all communities North to Grand Rapids in Kent County. We also represent clients in the Lansing and Traverse City areas.

CBH provides representation to both businesses and individuals experiencing financial difficulties. We assist clients in negotiation of debt, workout situations, bankruptcy and reorganization, including all bankruptcy chapters, Chapter 7 (liquidation), Chapter 13 (reorganization for individuals), Chapter 11 (reorganization for business and people with large debt problems) and Chapter 12 (agricultural reorganization). We regularly handle unusual or complex cases that are referred to us from accountants or by other lawyers.

We understand that it can be difficult to seek the help of a bankruptcy attorney. Our typical clients are honorable people who have done everything in their power to resolve their own financial problems. We are pleased to be able to offer our clientele sound legal guidance, a complete review of all options and our promise to do the best we can to help our clients resolve their financial difficulties.

We invite you to review our website to learn more about our law firm and our services. We also encourage you to contact either Steve directly.