Practice Areas

Chapter 13

Chapter 13

Chapter 13 In a Chapter 13, debtors pay back all or a portion of their debt over a three-to-five year period. In order to qualify for Chapter 13, you must have enough disposable income to pay back at least a portion of your debt, and your debt must be within ce… Read More
Chapter 11

Chapter 11

Chapter 11 Rayman & Knight offers representation to businesses who require debt relief in order to remain viable. In some circumstances, this is best accomplished by a Chapter 11 bankruptcy.  Chapter 11 protection shields companies from lawsuits while it p… Read More
Chapter 7

Chapter 7

Chapter 7 Chapter 7 is commonly known as “fresh start” bankruptcy. It is designed for individuals who lack the ability to pay back their existing debt. In order to qualify for Chapter 7 bankruptcy, a debtor must pass a means test, which examines their inco… Read More
Bankruptcy Alternatives

Bankruptcy Alternatives

Bankruptcy Alternatives Bankruptcy is one option for debt relief, but it may not be the only solution, or the best one. At Rayman & Knight, we review with our clients all the options available for resolving their financial difficulties. These include: For Businesses Wo… Read More
Creditors in Bankruptcy

Creditors in Bankruptcy

Creditors in Bankruptcy Rayman & Knight represents creditors in all areas of bankruptcy. We represent financial institutions which regularly find themselves in bankruptcy, as well as individuals and companies who feel that they have been forced into bankruptcy against t… Read More

Our Attorneys

Steven L. Rayman's Profile Image
Steve Rayman, senior attorney of Rayman & Knight, has been a Michigan attorney since 1979, and has spent over thirty seven years in the field... Read More
Cody H. Knight's Profile Image
Cody H. knight has been with Rayman & Knight since 2002. Upon... Read More

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