Frequently Asked Questions

If I file for bankruptcy will I be able to keep my home?

In the vast majority of cases, individuals who file bankruptcy are able to keep their home.

If I file for bankruptcy will I be able to keep my vehicle?

In the vast majority of cases, individuals who file bankruptcy are able to keep their vehicle.

If I am married can I file a bankruptcy by myself or does my spouse also have to file?

Either spouse can file bankruptcy without the other spouse.

Can I discharge medical bills if I file for bankruptcy?

Yes.

If a creditor has a judgment against me can I discharge a judgment, if I file for bankruptcy?

Yes.

My home is being foreclosed on, will a bankruptcy stop the foreclosure?

Yes. Also, if you file a Chapter 13 bankruptcy you will be given the opportunity to catch up on the back payments and keep your home.

My wages are being garnished, will a bankruptcy stop the garnishment?

Yes immediately.

My vehicle has been repossessed, if I file a bankruptcy can I get my vehicle back?

Yes.

Our Attorneys

Steven L. Rayman's Profile Image
Steve Rayman, the principal partner of Rayman & Knight, has been a Michigan attorney since 1979, and has spent over thirty years in the field of bankruptcy, reorganization, and debt consolidation.  Steve spent the first several years of his lega… Read More
Cody H. Knight's Profile Image
Cody H. Knight has been a partner in Rayman & Knight since 2002. Upon his graduation from Case Western Reserve University School of Law, Cody decided to focus his practice in the areas of bankruptcy and financial insolvency work. Of his choice of… Read More

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